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Ais-eòlas
Published by The Scottish Parliamentary Corporate Body
Stage TESTING2 Report for Bankruptcy and Diligence (Scotland) Bill
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Published: Friday 28 Mar 2025 (EFWS062025R11)
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Membership changes
Introduction
Purpose of the Bill
Overview of Stage 1 Scrutiny
Consideration by the Finance and Public Administration Committee
Consideration by the Delegated Powers and Law Reform Committee
Consideration by the Social Justice and Social Security Committee
Section 1 - Moratorium on debt recovery action: debtors who have a mental illness
General Context
Criteria for entering a Mental Health Moratorium
Length of the Mental Health Moratorium
Protections within the Mental Health Moratorium
Processes to support the Mental Health Moratorium
Section 2 -Modification of the Bankruptcy (Scotland) Act 2016
Section 3 - Diligence reforms
Final Provisions
Conclusion
Annexe A - Minutes of Meetings
Conclusion
Sources
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Scottish Government. (2023, April 27). Bankruptcy and Diligence (Scotland) Bill Policy Memorandum. Retrieved from
https://www.parliament.scot/-/media/files/legislation/bills/s6-bills/bankruptcy-and-diligence-scotland-bill/introduced/policy-memorandum-accessible.pdf
Scottish Government. (2023, April 27). Bankruptcy and Diligence (Scotland) Bill Explanatory Notes. Retrieved from
https://www.parliament.scot/-/media/files/legislation/bills/s6-bills/bankruptcy-and-diligence-scotland-bill/introduced/explanatory-notes-accessible.pdf
Scottish Government. (2023, September 14). Letter from the Minister for Community Wealth and Public Finance on the General Review of Debt Solutions. Retrieved from
https://www.parliament.scot/chamber-and-committees/committees/current-and-previous-committees/session-6-economy-and-fair-work-committee/correspondence/2023/general-review-of-debt-solutions
Scottish Parliament. (2023, September). Official Report, Economy and Fair Work Committee Meeting, 20 September 2023. Retrieved from
http://archive2021.parliament.scot/parliamentarybusiness/report.aspx?r=15452&mode=pdf
Scottish Parliament. (2023, July 2). Robbing Peter to pay Paul: Low income and the debt trap. Retrieved from
https://digitalpublications.parliament.scot/Committees/Report/SJSS/2022/7/2/22c9ae33-c802-4690-8d36-73d65b356069#a28aed54-ac8d-4545-acd3-03b46e43dc3b.dita
Scottish Government. (2023, April 27). Bankruptcy and Diligence (Scotland) Bill Financial Memorandum. Retrieved from
https://www.parliament.scot/-/media/files/legislation/bills/s6-bills/bankruptcy-and-diligence-scotland-bill/introduced/financial-memorandum.pdf
South Lanarkshire Council. (2023, July). Submission to Call for Views. Retrieved from
https://yourviews.parliament.scot/efw/bankruptcy-bill/consultation/view_respondent?uuId=808209546
NatWest Group PLC. (2023, July). Submission for Call for Views. Retrieved from
https://yourviews.parliament.scot/efw/bankruptcy-bill/consultation/view_respondent?uuId=103547183
Scottish Parliament. (2023, September). Official Report, Economy and Fair Work Committee Meeting, 13 September 2023. Retrieved from
https://www.parliament.scot/chamber-and-committees/official-report/search-what-was-said-in-parliament/EFW-13-09-2023?meeting=15440
Accountant in Bankruptcy. (2023). Mental Health Moratorium Working Group Report of recommendations. Retrieved from
https://aib.gov.uk/sites/default/files/mental_health_moratorium_-_report_of_recommendations.pdf
University of Aberdeen. (2023, July). Written submission to the Call for Views. Retrieved from
https://yourviews.parliament.scot/efw/bankruptcy-bill/consultation/view_respondent?uuId=821827672
Kat Munro. (2023, July). Written submission to the Call for Views. Retrieved from
https://yourviews.parliament.scot/efw/bankruptcy-bill/consultation/view_respondent?uuId=1051415222
Scottish Parliament. (2023, October 25). Official Report, Economy and Fair Work Committee Meeting. Retrieved from
https://www.parliament.scot/chamber-and-committees/official-report/search-what-was-said-in-parliament/EFW-25-10-2023?meeting=15505
Scottish Parliament. (2023, June). Delegated powers provisions in the Bankruptcy and Diligence (Scotland) Bill at Stage 1. Retrieved from
https://digitalpublications.parliament.scot/Committees/Report/DPLR/2023/6/22/df588ad4-d9f9-4169-af39-cc55158ad6d1#Introduction
Last Updated: 29/9 4:14am
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